How DUI Affects NJ Car Insurance Rates

Being arrested for driving under the influence (DUI) in New Jersey is a difficult experience. Even a first time DUI offense will affect what you pay for car insurance in New Jersey.

New Jersey DUI facts
DUI raises the cost of New Jersey car insurance
DUI on your New Jersey driver’s license record

New Jersey DUI Facts: 

• If convicted of DUI in New Jersey, your license will be suspended for a period of time set by law.
• You will be charged with a separate offense in addition to DUI if you are arrested for DUI in New Jersey and you refuse to take a breathalyzer test.
• If you allow an intoxicated person to drive your car and it’s found that you were aware of this, it will be treated the same as if you were driving the car.
• Even if your breath readings are under the legal limit, you can still get a DUI in New Jersey if it’s found that alcohol played a part in your driving.

More information on how DUI affects your NJ car insurance rate can be found on the State of New Jersey’s Division of Highway Traffic Safety site.

DUI Raises the Cost of New Jersey Car Insurance 

Your rates could be raised by your car insurance company or you might even be dropped by your car insurance company if you've been arrested for a DUI. If the latter occurs, you might have trouble getting a new car insurance policy in New Jersey.

DUI on Your New Jersey Driver’s License Record 

Once you have a DUI on your record, you are considered high risk by many car insurance companies who will be reluctant to issue you a policy. If they do, you will almost certainly find it comes at a much higher price than it did before your DUI.

You never have to worry about being treated with anything less than respect when you call High Point Auto Insurance—even if you've had a DUI. Call 1-800-516-9242 to get a quote on a New Jersey auto insurance policy.

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