New Jersey Umbrella Insurance

Protect the Assets You’ve Worked Hard to Earn

If you’re like most people, the dollar value of your assets totals more than you think.

• Your home
• Your savings
• A retirement fund
• A second car

Perhaps you’ve worked hard and rewarded yourself with a second home or a boat, or you have a college fund set aside for your children’s higher education. 

Many different situations can present threats to your assets:

• You or a family member severely injures another party in an automobile accident and the driver sues you for an amount above your auto policy liability limits.
• You’re responsible for a severe injury to another person.
• A person is seriously injured on your property.

High Point umbrella insurance can help protect you in these cases.

What is umbrella insurance?   Umbrella insurance is supplemental insurance that increases the limits of your liability for a given risk.

Who needs umbrella insurance?  Anyone whose total assets significantly exceed the limits of liability of existing base insurance policies such as:

• Auto Insurance
• Homeowner’s Insurance
• Boat Insurance

What does umbrella insurance cost?  You can buy up to $5 million of protection for less than you’d imagine.  Talk to one of our local agents or call 1-800-516-9242 for a quote.

Note: Underlying insurance requirements apply.