Coverage Options for New Jersey Auto Insurance

Auto insurance coverage protects your savings and the equity in your home if you are liable for the damages of a car accident. The New Jersey auto insurance coverage options you choose today may be critical in protecting you and your family in the event of an accident tomorrow.

• The right level of NJ auto insurance coverage
• Coverage that helps protect your car
• Coverage that helps protect your assets

The Right Level of NJ Auto Insurance Coverage 

The right level of coverage to protect you and your family depends on many factors including:

• The value of the car you drive
• Where and how you drive
• The assets and income you need to protect

We’ll help you determine the kind of auto insurance coverage you need

Coverage that Helps Protect Your Car 

• Collision coverage – Pays to repair damage to your car resulting from a collision with another vehicle or object.
• Comprehensive coverage – Pays to repair damage to your car resulting from fire, theft, flood and hail.

Coverage that Helps Protect Your Assets 

• Liability coverage –  Provides protection when you injure another person or cause damage to their property.
• Underinsured motorist coverage – Pays for your injuries or your damages caused by a driver with low insurance.
• Uninsured motorist coverage – Pays for your injuries or your damages caused by an uninsured driver.

To learn more about New Jersey auto insurance coverage options and how they affect your car insurance rate, call 1-800-516-9242.