New Jersey DUI: Getting a Second Chance on Car Insurance
Being arrested for a DUI in New Jersey is a difficult experience. It can have serious repercussions, especially for your New Jersey car insurance. Even a first time offense will affect what you pay for car insurance.
Some facts about DUI in New Jersey:
- If convicted of DUI in New Jersey, the Court must suspend the defendant’s license for the prescribed statutory period -- there are no exceptions and no conditional licenses.
- If a police officer wants to take breath samples, a motorist under arrest for DUI who refuses to give them will be charged with a separate offense in New Jersey.
- If you permit an intoxicated person to drive your motor vehicle, you will be subject to the same penalties as if you were operating the vehicle if the State can prove that you knew or reasonably should have known that the operator was intoxicated.
- If the breath readings come in under the legal limit, or the readings are not admissible at trial, under New Jersey law the defendant can still be convicted of DUI if it’s proven that alcohol affected driving.
This information can also be found on the State of New Jersey’s Division of Highway Traffic Safety site.
If you've been arrested for a DUI, your rates could be raised by your car insurance company or you might even be dropped by your car insurance company. If the latter occurs, you might have trouble getting new car insurance in New Jersey. Once you have a DUI on your record, you are considered high risk to many car insurance companies who will be reluctant to issue you a policy. If they do, you will almost certainly find it comes at a much higher price than it did before your DUI.
You never have to worry about being treated with anything less than respect when you call High Point Auto Insurance -- even if you've had a DUI. Call 877-89-Point (877-897-6468) to get a quote on a New Jersey auto insurance policy.