New Jersey Auto Insurance Discounts
Get Great Auto Discounts Every Day with High Point!
We want you to pay less! Here are just some of the individual discounts we offer.
- Save up to 50% in auto insurance discounts
- Deductible Savings Plan
- New Car Replacement
- Accident Forgiveness
And if you're a member of one of our group partners you'll save even more.
You can save up to 50% in auto insurance discounts!
| Discount | Up to: |
|---|---|
| Advance Shopper Discount | 15% |
| Homeowner Discount | 15% |
| Paid-in-Full Discount | 13% |
| Multi-Car Discount | 25% |
| Three-Year Accident & Violation Free Discount | 12% |
| Discount for Prudential life insurance & annuity customers | 5% |
| Discount for Homesite Insurance customers | 5% |
Notes: In order to qualify for the Advance Shopper Discount, you must have prior insurance with another carrier with no lapse in coverage.
If you're both a Prudential Insurance and Homesite Insurance customer, your combined discount remains 5%.
Limit of one affinity discount per policy.
The Prudential Insurance Company of America and High Point are not affiliated companies.
We save you money in other ways, too.
Deductible Savings Plan – For each year you're free of accidents and comprehensive claims, we'll reduce your comprehensive or collision deductible by $100, up to $500!
New Car Replacement – We know people love their cars… especially new cars. That is why we created this optional coverage for new car owners: if your new car is totaled in an accident, we'll replace it with another new car!
Accident Forgiveness – You're eligible if you've been free of at-fault accidents for four years as a High Point customer. We will not raise your rate as a result of an accident, even if the accident is your fault.
For information on New Jersey auto insurance discounts call us at 1-800-516-9242 or find an agent near you.
For New Car Replacement Coverage, vehicles must be less than two model years old, not subject to lease, and have comprehensive and collision coverage. Additional conditions and restrictions apply.