The right discounts for you


High Point gives significant discounts to good drivers … and you may qualify for even more.

New Jersey Auto Insurance Discounts

Get Great Auto Discounts Every Day with High Point!

We want you to pay less!  Here are just some of the individual discounts we offer.

And if you’re a member of one of our group partners you’ll save even more.

You can save up to 50% in auto insurance discounts!

Discount Up to:
Advance Shopper Discount 15%
Homeowner Discount 15%
Paid-in-Full Discount 13%
Multi-Car Discount 10%
Three-Year Accident & Violation Free Discount 12%
Discount for Prudential life insurance & annuity customers 5%
Discount for Homesite Insurance customers 5%

Note: If you're both a Prudential Insurance and Homesite Insurance customer, your combined discount remains 5%.
Limit of one affinity discount per policy.

The Prudential Insurance Company of America and High Point are not affiliated companies.

We save you money in other ways, too.

Deductible Savings Plan – We’ll reduce your deductible by $100 each year you have no “at-fault” accidents – up to $500 total.

New Car Replacement – We know people love their cars… especially new cars. That is why we created this optional coverage for new car owners: if your new car is totaled in an accident, we’ll replace it with another new car!

Accident Forgiveness – Your recent excellent safety record means something to us.  If you have been accident-free with High Point for four years, no surcharge will be applied to your premium even if you do have an accident.

For information on New Jersey auto insurance discounts call us at 1-877-89-POINT (1-877-897-6468) or find an agent near you.